Products / Services Total Solutions

Employers with more than 10 employees have distinct product and administration needs. Our size allows us to provide you with the flexibility and customization that your benefit plan requires. Our Total Solutions option will create an affordable program tailored to meet your unique needs.

Program Features are:

  • Flexible funding arangements (including BASO/ASO)
  • Multi-insurer capability
  • Customized booklets & contracts
  • Flexible electronic or paper billing - unlimited division and class structure
  • Personalized service
  • One access point for all claims payments, administration and billing functions
  • Individual experience rated renewal
  • On-line administration
  • On-line member claim access

In addition to the standard benefit offerings, such as Life Insurance, Long Term Disability Insurance, Extended Health Care and Dental coverage, we offer the following benefits:

  • Critical Illness Insurance
  • Optional Life Insurance
  • Cost-Plus benefits
  • Sirius Medical Reimbursement Program
  • Health Spending Accounts
  • Employee Assistance Program
  • Second Opinion Medical services
  • Stop Loss Insurance
  • Out of Country and Trip Cancellation Insurance